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Mortgage Loan

Introduction – Your Trusted Mortgage Loan Partner

At APJ Finance, we offer secured mortgage loan services that allow you to unlock the true potential of your owned residential or commercial property. Whether you're expanding your business, managing unexpected expenses, or investing in new ventures, our mortgage loans are designed to offer the financial support you need with flexible repayment and attractive interest rates.

What is a Mortgage Loan?

A mortgage loan is a secured loan where you can pledge your property (residential, commercial, or industrial) as collateral to raise funds. APJ Finance offers competitive rates, quick approvals, and a hassle-free process to help you meet your goals without selling your valuable asset.

Why Choose APJ Finance for Mortgage Loan?

  • Quick Approvals & Disbursal
  • Low & Competitive Interest Rates
  • Flexible Tenure up to 15 Years
  • Transparent Processing
  • Loans Against Residential, Commercial & Industrial Property
  • Minimal Documentation

We are a trusted name in Pune, Nashik, Maharashtra, and across PAN India when it comes to hassle-free mortgage loan services.

Areas We Serve

Our team is dedicated to helping customers across multiple locations including:

  • Pune (Kharadi, Hinjewadi, Wakad, Shivajinagar, Hadapsar, etc.)
  • Nashik (CIDCO, Gangapur Road, Indira Nagar, Panchavati)
  • Maharashtra-wide cities
  • PAN India services available digitally

Eligibility Criteria for Mortgage Loan

To apply for a mortgage loan, you must:

  • Be an Indian citizen aged 21–65 years
  • Own a residential or commercial property
  • Have a regular income (salaried or self-employed)

Documents Required

  • PAN Card & Aadhar Card (KYC)
  • Property Ownership Papers
  • Income Proof (Salary Slips / ITRs / Bank Statements)
  • Passport-sized Photographs

Frequently Asked Questions (FAQs)

The loan amount depends on your property’s market value and your repayment capacity, typically 60%–70% of the property value.

A mortgage loan is a secured loan with lower interest rates, higher amounts, and longer tenures compared to unsecured personal loans.

Yes, you can start your mortgage loan application online.

If documentation is complete, you can get approval within 5–7 working days.

Yes. Your property remains with you. It is only pledged as security with the lender.

At APJ Finance, we understand that your property is a valuable asset. With our trusted mortgage loan services, we help you leverage its value to fulfill your financial goals. Whether you're based in Pune, Nashik, Maharashtra, or anywhere across India, our team ensures a smooth, secure, and customer-friendly loan experience.

Take the first step today — secure your future without selling your assets.

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