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Personal Loan

Introduction – Your Reliable Personal Loan Partner

Are you in need of immediate financial support? APJ Finance offers quick and affordable personal loan services in Pune, Nashik, and Maharashtra, catering to various needs—be it medical expenses, education, wedding, travel, or emergency funds. With our seamless online application process and transparent services, we ensure you get the right loan solution PAN India.

What is a Personal Loan?

A personal loan is an unsecured loan offered based on your income, credit score, and repayment ability. Unlike home or car loans, personal loans don’t require collateral and are ideal for short to medium-term financial goals. With APJ Finance, you can enjoy a hassle-free loan experience from application to disbursal.

Why Choose APJ Finance for Personal Loans?

At APJ Finance, we provide customer-centric solutions that make borrowing easier and faster:

  • Instant Approval & Disbursal within 24–48 hours
  • No Collateral Needed – 100% unsecured
  • Attractive Interest Rates
  • Flexible Tenure up to 60 months
  • Minimal Documentation
  • Online Application Across Pune, Nashik & India

Personal Loan Eligibility Criteria

To be eligible for a personal loan in Pune or elsewhere in India through APJ Finance:

  • Must be a resident of India
  • Age: 21 to 60 years
  • Salaried or Self-employed individuals
  • Stable income with bank statements or ITR proof
  • Good CIBIL score (650+ preferred)

Required Documents

  • PAN Card
  • Aadhar Card
  • Recent Passport Size Photo
  • Address Proof (Utility Bill/Bank Statement)
  • Income Proof (Salary Slip or ITR)
  • Bank Statement (Last 3–6 Months)

 Who Can Apply?

Our personal loans are designed for:

  • Working professionals in Pune, Nashik, Mumbai
  • Business owners & freelancers in Maharashtra
  • Students needing education funding
  • Homemakers for household expenses
  • Any eligible resident PAN India

Areas We Serve

We offer personal loans in:

  • Pune: Shivaji Nagar, Kothrud, Hadapsar, Pimpri-Chinchwad, and more
  • Nashik: Gangapur Road, Panchavati, CIDCO
  • Maharashtra: Mumbai, Aurangabad, Nagpur, Solapur
  • PAN India: Delhi, Bengaluru, Hyderabad, Kolkata & more

FAQs – Frequently Asked Questions

With APJ Finance, personal loan approvals are typically completed within 24–48 hours.

No. Personal loans are unsecured, so no guarantor or collateral is required.

Yes. You can apply for a personal loan on our website in just a few steps.

Loan amounts range from ₹50,000 to ₹25,00,000, based on eligibility.

Yes, foreclosure options are available depending on your agreement. Speak with our representative for details


Whether you're facing a personal emergency or planning something special, APJ Finance is here to support you with fast, secure, and affordable personal loans. Our process is simple, documentation is minimal, and support is always available. Get the financial freedom you need with the best personal loan provider in Pune, Nashik, Maharashtra, and across India.

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